All Microsoft 365 and Office 365 services are available with a 99.9% uptime, financially backed service guarantee.

The Office apps that you install on your PC or Mac such as Word, Excel, PowerPoint and Outlook are available to you when you are not online.

With OneDrive in Microsoft 365, you get file storage that you can access when offline. When you make changes while offline, they will be sync’d to OneDrive and across the rest of your devices when you reconnect.

With Outlook, you can read emails already delivered to your inbox or draft new emails and meeting requests. Your inbox and outbox will sync across the rest of your devices when you reconnect.

Yes. You can transition your account to a different plan as the needs of your business change.

Your data is yours. If you decide to cancel your Microsoft 365 subscription, you can download your data—for example, your email and documents on team sites—and save it to another location. You should save your data before you cancel. After you cancel your subscription, data associated with your Microsoft 365 account will be available to your administrator(s) in a limited function account for 90 days.

Users
The primary differences between the two plans are the userbase and the number of users offered. Office 365 Home is primarily designed for an individual user who wishes to perform the basic functionalities. On the other hand, Office 365 Business is primarily for entrepreneurs and SMEs.

The other major difference is in the number of users offered by the two plans. Office 365 Home can be shared with up to 6 people. Whereas, Office 365 Business can be shared with up to 300 people.

Features
The difference in the functionality of the two plans is in the features offered by them. Office 365 Home has just the basic Office suite with no extra features. Office 365 Business license has a lot more features than just the basic Office suite of applications and services. Here are a few –

I. Exchange Server
The Home license does not give access to the Exchange Server. But, with the Business license, users get access to the Exchange server with a 50 GB of email storage.

II. Skype
The Home license gives the users access to 60 minutes (each) of Skype time. Whereas, the Business license gives them access to Skype for Business in which users get unlimited HD video conferencing.

III. SharePoint
Office 365 Home does not give users access to SharePoint. However, Office 365 Business comes with SharePoint online which gives the users a collaborative platform to share and manage documents and work together. This helps them improve their productivity as a team.

IV. Microsoft Teams
Users get the Microsoft Teams access with Office 365 Business but not with the Home license. This provides users with a platform for communication, chats, video conferences, etc.

V. Microsoft Planner
Microsoft Planner with Office 365 Business helps people to plan and organize meetings, projects, etc. However, the Home license does not give this feature.

Security and Compliance
As compared to Office 365 Business, the Home license does not have any in-built security features. In the Business license, users get a lot of built-in security features such as- Advanced Threat Protection and Exchange Online Protection. The admin can also control who to give access to the documents in Office 365 Business.